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$665,000
147 Days On Site

331 BAY STREET
AUBURNDALE, FL 33823

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
3
Full Baths
3,488
SqFt
$191
/SqFt
1973
Built
Subdivision:
FLANIGAN C R SUB
County:
Polk
Call Now: 404.793.7788
Is this the listing for you? We can help make it yours.
404.793.7788
331 BAY STREET331 BAY STREET331 BAY STREET331 BAY STREET
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ASSUMABLE 3.25% VA LOAN AVAILABLE TO QUALIFIED BUYERS — NO VETERAN STATUS REQUIRED! RARE LAKEFRONT OPPORTUNITY! PRIVATE DOCK! SCREENED POOL! NEARLY 0.60 ACRES! NO HOA! Discover an extraordinary opportunity to own a beautifully renovated waterfront retreat on the stunning shores of Lake Ariana, complete with a potentially assumable VA loan at an exceptional 3.25% interest rate! Qualified buyers, including non-veterans, may be eligible to assume the seller's existing loan, subject to approval. This rare financing opportunity could provide substantial savings compared to today's prevailing mortgage rates. Welcome to 331 Bay Street, where timeless waterfront beauty meets modern comfort and the ultimate Florida lifestyle. Nestled on nearly 0.60 acres of picturesque lakefront property, this extensively renovated residence offers nearly 3,500 square feet of living space, 3 spacious bedrooms, 3 bathrooms, and an exceptional setting designed for relaxation and entertaining. Step inside to discover expansive windows that flood the home with natural light while showcasing breathtaking lake views. The thoughtfully designed floor plan features multiple generous living areas, a beautifully updated kitchen ideal for gathering, spacious bedrooms, and renovated bathrooms. Every space invites you to slow down, unwind, and enjoy the beauty of waterfront living. Outside, your private backyard oasis awaits. Spend sun-filled afternoons lounging beside the screened swimming pool, entertain family and friends in the expansive outdoor living areas, or escape to your private dock overlooking the sparkling waters of Lake Ariana. Enjoy boating, fishing, kayaking, paddleboarding, and unforgettable sunsets without ever leaving home. The expansive grounds offer mature landscaping, exceptional privacy, ample parking, and the freedom of NO HOA. Whether you're enjoying a peaceful morning overlooking the water or hosting an evening gathering beneath the Florida sky, this property offers a lifestyle that feels like a year-round vacation. Conveniently located near shopping, dining, entertainment, and major roadways, this exceptional home combines the tranquility of lakefront living with everyday accessibility. Ideal as a primary residence, second home, or private waterfront retreat, this is a remarkable opportunity to enjoy the space, privacy, and waterfront lifestyle you've been searching for. With nearly 0.60 acres, direct lake access, a private dock, screened swimming pool, extensive renovations, and the potential to assume a 3.25% VA loan, properties offering this combination of features are increasingly difficult to find. Schedule your private showing today and experience the beauty of Lake Ariana for yourself! VA loan assumption subject to servicer approval, buyer qualification, existing loan balance, and applicable requirements. Non-veterans may qualify.

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Listing Snapshot
Price 
$665,000
Days On Site 
147 Days
Bedrooms 
3
Inside Area (SqFt) 
3,488 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.59 Acres
Year Built 
1973
MLS Number 
TB8516430
Status 
Active
Property Tax 
$7,447
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Owner
Friends & Family
Recent Activity
3 days agoListing updated with changes from the MLS
3 days agoPrice changed to $665,000
5 months agoStatus changed to Active
5 months agoListing first seen on site
General Features
Acres 
0.59
Attached Garage 
Yes
Direction Faces 
East
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Levels 
One
Parking 
Circular DrivewayDrivewayOversizedAttached
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Sewer 
Public Sewer
SqFt Total 
5501
Utilities 
Cable AvailableElectricity AvailableWater Available
Water Source 
Public
Zoning 
R-1
Interior Features
Appliances 
DishwasherDisposalIce MakerRangeRange HoodRefrigeratorWine Refrigerator
Cooling 
Central Air
Flooring 
Ceramic TileLaminateTileWood
Furnished 
Unfurnished
Heating 
Central
Interior 
Eat-in KitchenHigh CeilingsOpen FloorplanStone CountersWalk-In Closet(s)Wet Bar
Laundry Features 
Inside
Window Features 
Window CoveringsBlindsWindow Treatments
Balcony/Porch/Lanai 
Dimensions - 25x12
Bedroom 2 
Dimensions - 14x12
Bedroom 3 
Dimensions - 13x9
Bonus Room 
Family Room 
Dimensions - 22x19
Foyer 
Dimensions - 11x5
Game Room 
Dimensions - 19x11
Kitchen 
Dimensions - 23x9
Laundry 
Dimensions - 9x7
Living Room 
Dimensions - 25x24
Master Bedroom 
Dimensions - 26x21
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Exterior Features
Construction Details 
BlockStucco
Exterior 
LightingDock
Fencing 
Chain LinkFencedVinyl
Lot Features 
PavedWaterfront
Other Structures 
Shed(s)
Patio And Porch 
CoveredDeckEnclosedFront PorchPatioPorchRear PorchScreened
Pool Features 
HeatedIn GroundScreen EnclosurePrivate
Private Pool 
Yes
Roof 
Shingle
Spa Features 
In Ground
View 
LakeWater
Waterfront 
Yes
Waterfront Features 
Lake PrivilegesLake Front
Waterview 
LakeWater
Windows/Doors 
Window CoveringsBlindsWindow Treatments
Community Features
Community Features 
Street Lights
MLS Area 
33823 - Auburndale
Township 
28
Financing Terms Available 
CashConventionalFHAUSDA LoanVA Loan
Roads 
Paved
Schools
School District
Unknown
Elementary School
Auburndale Central Elem
Middle School
Stambaugh Middle
High School
Auburndale High School
Listing courtesy of DIVINE ESTATES REALTY LLC (813) 401-1851



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-10-30 06:18 PM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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